Thursday, May 26, 2011

God's Perfect Timing

As I sit here in my chair thinking of all the wonderful things God has done for me lately, I am struck by His awesome power and His amazing love and His faithful provision.  I have been overwhelmed by the goodness of God in the last few months.  There are so many things He has done for me--both little and BIG.  I would love to share a few examples. . .

Here's a little example. . .

I bought a car a couple of years ago, and it had been a rental before I purchased it.  The dealership only had one key for it, and ever since I bought the car, I was a little nervous that I would lose my keys or lock my keys in the car.  My car is a Chrysler, and they have those weird keys that are attached to the unlock remote thingies (usually a little pricey to get a copy made).  It hasn't really been an option yet (financially) to order a second key, so I've just been very careful to pay attention to where my keys are at all times!  

Well, a couple of weeks ago, I decided that it really was time to bite the bullet and find a place that can make a second key for me.  I didn't really want to spend the money, but I figured it would be better than calling road side assistance to get me into my car if I locked my keys in.  And if I lost my keys, I'd just have to get another one made anyway, plus deal with the extra hassle.  My dad told me about a place that makes remote lock keys a little cheaper than other places, so I decided I would check it out.  Literally, the very next day my friend had a flat tire (not so fun for her, but she had a warranty on the tires so she didn't have to pay anything to get it fixed), and she was unable to find her jack.  So I went to meet her so she could use mine (she finally located hers under her driver's seat--driver's seat???), and as I was pulling my jack out of it's little compartment, I saw a little ziplock baggie with a spare key in it.  God's perfect timing!  I know it's not a serious expense, but it's still money I don't have to spend on an extra key!  God is good!

Here are two BIG examples of God's perfect timing. . .

I won't go into detail, but I've been trying to refinance my house for a few months.  We hit a few speed bumps with the appraisal coming in low, and it caused a few hitches in the flow of traffic, so to speak.  The bank and I were able to work together to work out all the wrinkles, but it was absolutely God's timing and provision that ultimately allowed it to work out.  God put a little bug in my mom's ear, and she put a little bug in my dad's ear who then went to talk to a banking acquaintance of his who then gave me some helpful advice on what questions to ask and what info to give to get my loan officer and the loan processor to reopen the file and work out the details.  Once they reopened the file and started looking at all the fees I should/should not be paying vs. the credits I should be getting, they were able to work it out, and the new loan amount was reduced by enough to allow the loan to go through.  One of the credits they were able to work in was from a government program that I qualified for b/c of the area I live in.  According to the bank, they only JUST started this program in my area, and my bank is one of the few providers for it.  I closed on the refinance yesterday.  God is so good!

Back in December of last year I received an unexpected bonus check from my employer.  I was so excited!  I decided that I was going to use that money to install new flooring in parts of my house!  I started looking at different options, and found a flooring that I thought would match my planned decor perfectly.  Unfortunately it was a little higher than I wanted to pay, and I would only be able to do the living room and hall.  No problem, I can do something else in the rest of the house, I decided.  However, a few unexpected expenses came up and I was unable to do it at the time.  I was very disappointed--the carpet in my house severely needs to be removed!  However, I figured that God knew I would need that money to pay for some things.

Then my tax return came.  Great!  NOW I can get my new floors!  Nope, it just didn't work out.  What I had set aside for new flooring ended up being used for the loan application on the refinance.  No matter, I can use the money I'll be getting back from escrow on the old loan or the money I'll be saving from the month I won't have to make a mortgage payment!  When I found out the bank denied my loan, I was, again, sorely disappointed.  But, as I said, God is good, and He worked out the loan!  Viola, I have the option to redo some of my flooring again!

Here's where God's perfect timing comes in!  I went to the store that carries the flooring I had picked out, and I found out that it has been discontinued.  The store I went to has no more of it, but another store a few miles further does still have 700 square feet of it.  He said he would give me a "good deal" on it if I would by the whole amount.  Well, I only need about 400 square feet to do the main floors (the bedrooms could wait), and the price discount wasn't enough to make it worth it to me to buy the whole 700sf.  I had a budget I did not want to exceed, and the deal wasn't quite good enough.  So, I went home to think about it and consider which rooms I really wanted to do.  The next day, I called the other store location to see if they really had the flooring in stock, and the gentleman confirmed that, yes, they did have it in stock, and since this particular flooring has been discontinued, they were selling it at half the original price!  A-MEN!!!  Now THAT was a deal!  I swooped that one up!  That discount lowered the price to less than it would have cost me to do the 400 sf at the price the other location quoted me.  In fact, when I went to pick up the flooring, the final price was $120 less than my budgeted amount, and I am able to replace ALL of the carpet in my house.  God is good!

If I had bought the flooring back in December or January, there's no way I would have gotten that kind of discount.  Now, b/c of God's perfect timing, I will be able remove all of the carpet in my house, and replace it with the flooring I chose along with some very beautiful porcelain tile that my parents are giving me left over from a job they had.  They have just enough tile to do one of the bedrooms and, possibly, both bathrooms (eventually).

Amazing.
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